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IFA Article |
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SYMPONIA APPLAUDS SOCIAL CARE REFORMS GOING TO THE TOP OF THE POLITICAL AGENDA
- May 2008
Prime Minister Brown's vow to make social care for the elderly fairer and more affordable has been applauded by Symponia , the national affinity group for care fees planning and financial advice for people over 65. The Prime Minister's speech marks the end of a six month public consultation focussed on the future of social care in Britain and puts care for the elderly at the top of Britain's political agenda.
FREE Pensions Advice – The Truth Revealed, by an adviser
- May 2008
You may find it incredible to believe, but pension planning does not have to be an expensive, time consuming exercise that ultimately leads to disappointment. The general belief is that you either pay a large fee (or number of fee’s) to a financial adviser to plan your retirement or you find a ‘commission bias’ adviser who will deliver low quality advice and recommend solutions to suit their financial plans and not yours.
The truth is however that the control is entirely in your hands to ensure you receive high quality advice that enhances your financial well-being, and simply by following the 4 steps below you can ensure peace of mind in your financial plan, without writing out any cheques!
SHOULD YOU BE AFRAID TO RELEASE EQUITY FROM YOUR HOME?
- May 2008
What can you do if you are retired, and don't have enough income each month, or enough in the way of savings you can draw on, but you live in a property which you own?
The options are limited:
- You could sell the property, and move to rented accommodation, so that you can spend the money from the property sale.
- You could move to a cheaper property, and spend the difference.
- You can stay where you are, and release equity from your property.
Is your With Profits Policy a Dinosaur?
- February 2008
Most people review their credit cards and mortgages on a regular basis, but few review their with-profits investments. It is estimated that there are over 10 million policies in the UK at the moment, most of which have never been reviewed. We have introduced a With-Profits review service to assist our clients who have with-profits pensions and With-Profits investment bonds.
Wonderland: The Secret Life Of Norman Wisdom Aged 92
- January 2008
The BBC2’s very touching documentary on the problems faced by Norman Wisdom’s family when dealing with the dilemma of how to provide him with full time care, highlighted the emotional and physical aspects of what so many people can go through, with elderly parents in failing health.
Although, it is not typical for most families to have to deal with the elderly person playing up to the cameras and seeking recognition from total strangers, most families have their own unique circumstances to deal with when an elderly relative is unable to look after themselves.
Investments in your future…
Socially Responsible Investment in today's climate? - September 2007
Investing with your conscience does not mean foregoing
potentially superior returns for your money. There are a
number of simple reasons for this; primarily, if you are
making an investment for the medium to long term, in
today's economic and environmental climate you are likely
to be investing for five to ten years and as such, if part of
your investment funds are focussed on technological
advances in water supply, renewable energy sources,
sustainable business practices etc, then it follows that
your investments might share in the successful growth of
these industrial sectors.
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